A wrongful-death case was filed after Isaac Evans was killed in a car accident with Matthew Graber, who had been driving a 1999 Chevrolet Blazer.
When the claim was forwarded to LM Property and Casualty Company, the insurer asked to be relieved of any liability in the case and the Wyoming County Court agreed.
On appeal, the Appellate Division, Fourth Department, found that the Chevy Blazer was covered by a company known as the United Services Automobile Association.
LM's policy only covered a 2000 Pontiac Bonneville sedan and a 2001 Chevrolet S10 pickup truck -- neither of which was involved in the accident.
Although Graber's name appeared on an LM policy, that wasn't enough to trigger that company's responsibility.
Bet Graber didn't pay a premium for that.
To view a copy of the Appellate Division's decision, please use LM Prop. & Cas. Co., Inc. v. Evans